Chief Financial Officer

Company: YMCA
Location: Lowell
Posted on: November 29, 2025

Job Description:

The Greater Lowell Family YMCA is seeking an experienced finance professional to lead the financial aspects of our organization. Job Description The Chief Financial Officer serves on the leadership team; oversees and manages financial matters, investments and information systems; and provides strategic direction and leadership for YMCA business operations and initiatives. Qualifications Bachelor’s degree in business, finance or equivalent; MBA, CPA or CMA preferred. Five or more years of substantive experience in accounting and fiscal management. Knowledge and understanding of general business matters required including budget development, financialreporting, cash management, business taxes, banking and debt financing instruments. Knowledge of computer software systems, including experience with system selection, new system implementation and project management. Personal computer skills required. Experience with oversight of government funding. Experience with the Massachusetts Uniform Financial Report. Experience with investment management and asset allocation preferred. Experience in effectively managing a staff team. Previous experience with voluntary/nonprofit organizations preferred. Essential Functions Monitors monthly financial operations (both restricted and unrestricted), prepares analysis and reports, and gives guidance to executive and operating staff. Works closely with operations staff on issues that affect financial outcome. Secures and allocates program or project resources so that strategic objectives can be achieved. Prepares specific recommendations. Reviews, updates, and/or develops internal control systems for the YMCA and oversees internal audits which check for compliance on a variety of policies and standards. Provides recommendations for improvement. Manages the staff (hiring, supervision, training, development, and evaluation) and oversees the operations of the accounting/finance and other assigned departments. Oversees and certifies the annual audit and meets periodically with the outside auditors to maintain communications and keep them informed of changes in the YMCA. Ensures that current accounting standards and legal requirements are met. Actively engages the board in challenging conversations and decision making to advance the Ys impact. Works directly with assigned committee(s) of the board (e.g., Finance, Financial Development, Strategic Plan) to build volunteer relationships, develop policies, monitor their implementation and meet the related needs of the board. Develops performance indicators and measurement systems for tracking strategic plan objectives. Evaluates current business models and leads efforts to modify or redesign business models where necessary. Oversees preparation of reports to YMCA of the USA, governmental agencies and other entities as appropriate. Oversees preparation of tax returns including Federal IRS Form 990 and the State Public Charities Report. Oversees the development of the annual operating budget, including all branch and capital budgets. Guides the organization to make tough choices about what to stop, start, and continue. Works closely with operations staff to ensure that branch budgets are well-planned, realistic, and prepared in a timely manner. Manages tax-exempt bond transactions and files all necessary reports. Establishes, maintains and/or monitors all banking and financing relationships. Maintains all necessary records and accounting reports and ensures the recording of all transactions on a timely basis. Maintains good working relationships with auditors, bankers, investment counselors, attorneys and other professional advisors. Develops strategy for association purchasing to review, negotiate and approve vendor agreements, bids, contracts and services to ensure optimum service, pricing and protection for the association.

Keywords: YMCA, Lowell , Chief Financial Officer, Accounting, Auditing , Lowell, Massachusetts